Fuel Your Business Growth with Strategic Property Investment

Acquiring commercial property is a critical milestone in scaling your business and building lasting asset wealth. Finco Capital simplifies this complex process by connecting you with tailored loan options from our extensive panel of major banks and specialist lenders. We secure highly competitive rates and flexible terms crafted to meet your strategic vision.

Navigating commercial property finance requires deep expertise in Loan-to-Value Ratios (LVR), lender criteria, and optimising loan structure for cash flow. Our specialists manage every detail—assessing your financial standing and investment goals to deliver solutions aligned with your long-term success.

At a Glance

Loans up to $25,000,000
Competitive interest rates from leading lenders
Flexible terms up to 30 years; Principal & Interest or Interest-Only options
Financing for purchases, refinancing, or equity release

Explore Your Options Speak to a Commercial Specialist

Common Questions

What interest rates can I expect?

Rates vary depending on lender, property type, and your financial profile. Our panel offers highly competitive fixed and variable rates. We’ll secure the best rate for your circumstances.

How much can I borrow for commercial property?

Borrowing capacity is primarily calculated based on the property’s value and income generation. Most lenders offer LVRs up to 80%, with specialist lenders sometimes exceeding this. Loan sizes can reach $25 million.

Can I use my SMSF to purchase commercial property?

Yes. SMSF commercial property loans are a powerful strategy for investment growth. We facilitate specialised SMSF loans with competitive rates and guide you through compliance and documentation specifics.

What is the typical approval timeline?

Commercial loan approvals require thorough assessment. Timelines usually range from 2 to 6 weeks. Our strong lender relationships and streamlined processes help minimise delays.

Why Choose Finco Capital?

Extensive Lender Panel: Access a broad range of banks and nimble non-bank lenders for competitive options.
Expert Guidance: Our professionals simplify complexity around LVRs, structures, and financial implications.
Streamlined Process: We manage your entire application for a seamless and efficient experience.

Disclaimer
This information is general in nature and does not consider your personal objectives, financial situation, or needs. Seek professional advice to assess appropriateness. Loan amounts, interest rates, fees, and terms are subject to lender criteria and credit approval. Lenders may alter terms at any time. Final details are confirmed upon full application.